Garanti BBVA, 2021 y\u0131l\u0131na ait beklentilerde kredi b\u00fcy\u00fcmesinde ola\u011fanla\u015fma \u00f6ng\u00f6r\u00fcrken i\u015fletme kredilerinin ge\u00e7en y\u0131la nazaran daha yava\u015f bir tempo izleyece\u011fini belirtti.<\/p>\n

Kamuyu Ayd\u0131nlatma Platformu’na yapt\u0131\u011f\u0131 a\u00e7\u0131klamada banka 2021 y\u0131l\u0131nda T\u00fcrkiye iktisad\u0131n\u0131n y\u00fczde 5 b\u00fcy\u00fcyece\u011fini \u00f6ng\u00f6rd\u00fc. Banka 2020 y\u0131l\u0131n\u0131n ise y\u00fczde 1 b\u00fcy\u00fcmeyle tamamlanaca\u011f\u0131n\u0131 varsay\u0131m etti.<\/p>\n

Bankan\u0131n de\u011ferlendirmesinde 2021 i\u00e7in “Risk priminde d\u00fc\u015f\u00fc\u015f, finansal varl\u0131klarda istikrar ve a\u015f\u0131 geli\u015fmelerinin \u00f6nc\u00fcl\u00fc\u011f\u00fcnde beklenen ola\u011fanla\u015fma ile GSY\u0130H b\u00fcy\u00fcmesinin 2020’nin \u00e7ok d\u00fc\u015f\u00fck taban\u0131n\u0131n \u00fczerine y\u00fczde 5’e ula\u015fmas\u0131 bekleniyor.” tabirleri kullan\u0131ld\u0131.<\/p>\n

2021 y\u0131l sonunda enflasyonu y\u00fczde 10,5’te g\u00f6ren banka y\u0131l\u0131n birinci yar\u0131s\u0131nda enflasyonist bask\u0131lar g\u00f6z \u00f6n\u00fcne al\u0131nd\u0131\u011f\u0131nda, finansal varl\u0131klarda istikrar\u0131 g\u00fc\u00e7lendirmek i\u00e7in s\u0131k\u0131 mali duru\u015fun s\u00fcrd\u00fcr\u00fclmesinin beklendi\u011fini, y\u0131l sonunda faizin y\u00fczde 14 olaca\u011f\u0131n\u0131 \u00f6ng\u00f6rd\u00fc.<\/p>\n

Banka \u00f6demeler istikrar\u0131na ait beklentileriyle ilgili “Cari a\u00e7\u0131k, birinci olarak Kovid-19 ile irtibatl\u0131 fevkal\u00e2de fakt\u00f6rler (zay\u0131f ihracat, turizm gelirleri) ve sonras\u0131nda g\u00fc\u00e7l\u00fc i\u00e7 talep ve y\u00fcksek alt\u0131n ithalat\u0131 nedeniyle s\u00fcratli bir formda artt\u0131. A\u015f\u0131lar\u0131n yol a\u00e7t\u0131\u011f\u0131 ola\u011fanla\u015fma ve daha s\u0131k\u0131 mali \u015fartlar nedeniyle ithalat talebinde beklenen yava\u015flama kaynakl\u0131 cari a\u00e7\u0131kta d\u00fczeltme bekleniyor” s\u00f6zlerini kulland\u0131. Garanti BBVA cari denge\/GSY\u0130H oran\u0131n\u0131 2021’de -%2,5 olarak kestirim etti. <\/p>\n

“TL kredilerde daha normalize d\u00fczeyde bir b\u00fcy\u00fcme”<\/strong><\/p>\n

2021 i\u00e7in T\u00fcrk Liras\u0131 kredilerde y\u00fczde 14-16 ortas\u0131nda b\u00fcy\u00fcme beklentisi a\u00e7\u0131klayan Garanti BBVA, TL i\u015fletme kredilerinin yava\u015f tempoyla olsa da b\u00fcy\u00fcyece\u011fini, buna kar\u015f\u0131n kredi b\u00fcy\u00fcmesinde tekrar \u00f6n planda olaca\u011f\u0131n\u0131 s\u00f6z etti. Yabanc\u0131 para cinsi kredilerde ise banka daralman\u0131n devam edece\u011fini varsay\u0131m etti.<\/p>\n

TL kredi-mevduat faiz fark\u0131n\u0131n 2021’in birinci \u00e7eyre\u011finde en d\u00fc\u015f\u00fck d\u00fczeyini g\u00f6rmesini, daha sonra artan kredi getirileri ve
faiz oranlar\u0131n\u0131n ola\u011fanla\u015fmas\u0131 ile iyile\u015fmesini bekleyen banka net faiz marj\u0131nda 100 baz puan daralma \u00f6ng\u00f6rd\u00fc.<\/p>\n

Banka 2021’de takipteki alacaklar rasyosunun y\u00fczde 6’n\u0131n alt\u0131nda<\/b> kalaca\u011f\u0131n\u0131 varsay\u0131m etti. <\/p>\n<\/p>\n

Bloomberg HT<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Garanti BBVA, 2021 y\u0131l\u0131na ait beklentilerde kredi b\u00fcy\u00fcmesinde ola\u011fanla\u015fma \u00f6ng\u00f6r\u00fcrken i\u015fletme kredilerinin ge\u00e7en y\u0131la nazaran daha yava\u015f bir tempo …<\/p>\n","protected":false},"author":1,"featured_media":19758,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[1364,78,463],"class_list":["post-19757","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-1364","tag-banka","tag-buyume"],"yoast_head":"\n