Alternatif Bank, 2024 y\u0131l\u0131na y\u00f6nelik finansal sonu\u00e7lar\u0131n\u0131 a\u00e7\u0131klad\u0131. Banka\u2019n\u0131n konsolide rakamlara g\u00f6re aktifleri 88 milyar TL, nakdi ve gayri nakdi kredilerde ekonomiye sa\u011flad\u0131\u011f\u0131 destek ise 83 milyar TL oldu. Mevduat hacmini 37.5 milyar TL d\u00fczeyine y\u00fckselten Alternatif Bank\u2019\u0131n y\u0131l sonu itibar\u0131yla konsolide net kar\u0131 ise 496 milyon TL olarak ger\u00e7ekle\u015fti.<\/strong><\/p>\n Alternatif Bank\u2019\u0131n 2024 y\u0131l\u0131nda konsolide rakamlara g\u00f6re toplam aktif b\u00fcy\u00fckl\u00fc\u011f\u00fc 88 milyar TL seviyesine ula\u015ft\u0131. 2024 y\u0131l\u0131nda y\u00fcksek aktif kalitesini koruyarak etkin bir bilan\u00e7o y\u00f6netimi ger\u00e7ekle\u015ftiren Banka bu d\u00f6nemde, nakdi (finansal kiralama alacaklar\u0131 dahil) ve gayri nakdi kredilerle \u00fclke ekonomisine sa\u011flad\u0131\u011f\u0131 destek ise 83 milyar TL oldu. Mevduat hacmini 37.5 milyar TL d\u00fczeyine getiren Alternatif Bank\u2019\u0131n \u00f6zkaynak b\u00fcy\u00fckl\u00fc\u011f\u00fc 7.3 milyar TL seviyesine y\u00fckselirken, sermaye yeterlilik rasyosu da bu d\u00f6nemde %26,56 oldu. 2024 y\u0131l\u0131nda ortaya koydu\u011fu performansla Banka\u2019n\u0131n konsolide net kar\u0131 ise 496 milyon TL olarak ger\u00e7ekle\u015fti.<\/p>\n Alternatif Bank, dijitalle\u015fme ile b\u00fcy\u00fcmeye devam ediyor<\/strong><\/p>\n Bankan\u0131n y\u0131lsonu finansal sonu\u00e7lar\u0131n\u0131 de\u011ferlendiren\u00a0Genel M\u00fcd\u00fcr Ozan K\u0131rm\u0131z\u0131<\/strong>, \u201cFinansal anlamda zor bir y\u0131l olan 2024 y\u0131l\u0131n\u0131, Alternatif Bank olarak stratejik hedeflerimize ula\u015fmak i\u00e7in \u00f6nemli ad\u0131mlar atarak geride b\u0131rakt\u0131k. \u00d6zellikle m\u00fc\u015fteri odakl\u0131 yakla\u015f\u0131m\u0131m\u0131z ve dijital deneyimi geli\u015ftirme \u00e7al\u0131\u015fmalar\u0131m\u0131zla m\u00fc\u015fterilerimizle daha g\u00fc\u00e7l\u00fc ba\u011flar kurduk. Zorlu piyasa ko\u015fullar\u0131nda Banka olarak esnek, h\u0131zla uyum sa\u011flayan ve \u00e7\u00f6z\u00fcm odakl\u0131 bir yakla\u015f\u0131m sergiledik. \u00d6n\u00fcm\u00fczdeki d\u00f6nemde, daha sa\u011flam bir performans sergileyebilmek i\u00e7in sermaye g\u00fcc\u00fcm\u00fcz\u00fc korumaya ve yenilik\u00e7i i\u015f modellerine yat\u0131r\u0131m yapmaya devam edece\u011fiz\u201d dedi.<\/p>\n Bankac\u0131l\u0131\u011f\u0131 m\u00fc\u015fterileri i\u00e7in daha ula\u015f\u0131labilir, kolay ve ki\u015fiselle\u015ftirilmi\u015f hale getirmek amac\u0131yla geli\u015ftirdikleri Dijital \u015eubeyle, 2024 y\u0131l\u0131nda \u00f6nemli ba\u015far\u0131lara imza att\u0131klar\u0131na da de\u011finen Ozan K\u0131rm\u0131z\u0131, bu ba\u015far\u0131lar\u0131 payla\u015ft\u0131\u011f\u0131 rakamsal verilerle de destekledi: \u201cVOV hesaplar\u0131nda %366\u2019l\u0131k bir b\u00fcy\u00fcme elde ederken, vadeli mevduatta %466, bireysel kredilerde %8.519, yat\u0131r\u0131m fonlar\u0131nda %23.583, menkul k\u0131ymetlerde %2.646 b\u00fcy\u00fcme rakamlar\u0131na ula\u015ft\u0131k. Toplam hacimsel \u00fcretimimiz\u00a0%450 b\u00fcy\u00fcme ile 4 milyar TL<\/strong>\u2019ye \u00e7\u0131karken, Br\u00fct gelirlerimiz ise %2.587 art\u0131\u015fla 135.5 milyon TL\u2019ye y\u00fckseldi. Bu finansal ba\u015far\u0131lara ek olarak, m\u00fc\u015fteri memnuniyeti geri bildirimlerinde de \u00f6nemli bir art\u0131\u015f g\u00f6zlemledik. \u00d6zellikle ki\u015fiselle\u015ftirilmi\u015f hizmet anlay\u0131\u015f\u0131m\u0131z, h\u0131zl\u0131 geri d\u00f6n\u00fc\u015f s\u00fcre\u00e7lerimiz ve m\u00fc\u015fteri odakl\u0131 yakla\u015f\u0131m\u0131m\u0131z, m\u00fc\u015fterilerimizin memnuniyetini \u00f6nemli \u00f6l\u00e7\u00fcde art\u0131rd\u0131. Bu sonu\u00e7lar, Dijital \u015eubemizin 2024 y\u0131l\u0131nda ola\u011fan\u00fcst\u00fc bir performans sergiledi\u011fini, \u00f6zellikle bireysel krediler, yat\u0131r\u0131m fonlar\u0131 ve mevduat \u00fcr\u00fcnlerinde b\u00fcy\u00fck bir b\u00fcy\u00fcme kaydetti\u011fini ve dijitalle\u015fme stratejilerimizin etkisini a\u00e7\u0131k\u00e7a ortaya koyuyor.\u201d<\/p>\n Ticari ve kurumsal bankac\u0131l\u0131kta g\u00fc\u00e7l\u00fc performans<\/strong><\/p>\n Alternatif Bank\u2019\u0131n Kurumsal ve Ticari bankac\u0131l\u0131ktaki g\u00fc\u00e7l\u00fc konumunu, m\u00fc\u015fterilerine sunduklar\u0131 yenilik\u00e7i \u00fcr\u00fcnlerle peki\u015ftirdiklerini vurgulayan\u00a0Ozan K\u0131rm\u0131z\u0131<\/strong>, \u201c2024 y\u0131l\u0131 May\u0131s ay\u0131nda hayata ge\u00e7irdi\u011fimiz VOV T\u00fczel Hesap \u00fcr\u00fcn\u00fcm\u00fczle b\u00fcy\u00fck bir ba\u015far\u0131ya imza atarak y\u0131lsonunda 1 milyar TL\u2019lik hacme ula\u015ft\u0131k. Ke\u015fide \u00e7eki hacmimizde ise %200 b\u00fcy\u00fcme sa\u011flayarak 7 milyar TL\u2019den 28 milyar TL seviyesine y\u00fckseldik ve sekt\u00f6rdeki s\u0131ralamam\u0131z\u0131 bir basamak daha yukar\u0131 ta\u015f\u0131d\u0131k. D\u0131\u015f ticaretin finansman\u0131nda sahip oldu\u011fumuz bilgi birikimini, finansman kapasitemizle birle\u015ftirerek 2024 y\u0131l\u0131nda da m\u00fc\u015fterilerimizle birlikte b\u00fcy\u00fcmeye ve kar\u015f\u0131l\u0131kl\u0131 de\u011fer yaratmaya odakland\u0131k. Bu do\u011frultuda \u00fclkemizin \u00f6nde gelen d\u0131\u015f ticaret firmalar\u0131n\u0131 destekledik ve \u00f6nemli projelere finansman sa\u011flad\u0131k. 2024\u2019te toplam\u00a04 milyar USD<\/strong>\u2019ye yakla\u015fan tutarda d\u0131\u015f ticaret hacmine arac\u0131l\u0131k ettik. Bu \u00e7al\u0131\u015fmalar\u0131m\u0131z\u0131n bir kar\u015f\u0131l\u0131\u011f\u0131 olarak, IFC\u2019nin D\u0131\u015f Ticaret Garanti Program\u0131 kapsam\u0131nda ger\u00e7ekle\u015ftirdi\u011fimiz y\u00fcksek KOB\u0130 i\u015flem hacimleri sayesinde \u2018En \u0130yi \u0130\u015f Orta\u011f\u0131 Banka\u2019 \u00f6d\u00fcl\u00fcne lay\u0131k g\u00f6r\u00fcld\u00fck. Ayr\u0131ca EBRD taraf\u0131ndan \u00fcst \u00fcste yedinci kez \u2018T\u00fcrkiye\u2019nin En Aktif Kullan\u0131c\u0131s\u0131\u2019 ve \u00fcst \u00fcste ikinci kez \u2018Y\u0131l\u0131n Ye\u015fil \u0130\u015flemi\u2019 \u00f6d\u00fcllerini almam\u0131z, d\u0131\u015f ticaretteki liderli\u011fimizi ve s\u00fcrd\u00fcr\u00fclebilirlik odakl\u0131 yakla\u015f\u0131m\u0131m\u0131z\u0131 uluslararas\u0131 d\u00fczeyde peki\u015ftirdi\u201d dedi.<\/p>\n \u00c7e\u015fitlilik ve kapsay\u0131c\u0131l\u0131k alan\u0131nda T\u00fcrkiye\u2019nin en iyisi<\/strong><\/p>\n Engelsiz Bankac\u0131l\u0131k alan\u0131nda kararl\u0131 \u00e7al\u0131\u015fmalar\u0131n\u0131n, uluslararas\u0131 d\u00fczeyde de takdirle kar\u015f\u0131land\u0131\u011f\u0131n\u0131 dile getiren\u00a0Ozan K\u0131rm\u0131z\u0131<\/strong>\u00a0s\u00f6zlerine \u015f\u00f6yle devam etti: \u201cD\u00fcnyan\u0131n \u00f6nde gelen bankac\u0131l\u0131k ve finans yay\u0131nlar\u0131ndan olan Londra merkezli Euromoney taraf\u0131ndan d\u00fczenlenen 2024 M\u00fckemmellik \u00d6d\u00fclleri\u2019nde\u00a0\u201c\u00c7e\u015fitlilik ve Kapsay\u0131c\u0131l\u0131k Alan\u0131nda T\u00fcrkiye\u2019nin En \u0130yi Bankas\u0131\u201d\u00a0<\/strong>\u00f6d\u00fcl\u00fcne lay\u0131k g\u00f6r\u00fcld\u00fck. 56 y\u0131ll\u0131k k\u00f6kl\u00fc bir ge\u00e7mi\u015fe sahip bu prestijli organizasyondan ald\u0131\u011f\u0131m\u0131z bu \u00f6d\u00fcl, \u00e7e\u015fitlilik ve finansal kapsay\u0131c\u0131l\u0131k alan\u0131ndaki liderli\u011fimizin ve \u00f6nc\u00fc yakla\u015f\u0131m\u0131m\u0131z\u0131n g\u00fc\u00e7l\u00fc bir teyidi oldu. T\u00fcrk bankac\u0131l\u0131k sekt\u00f6r\u00fcndeki zihniyet de\u011fi\u015fimine \u00f6nc\u00fc oldu\u011fumuz Engelsiz Bankac\u0131l\u0131k \u00e7al\u0131\u015fmalar\u0131m\u0131zla \u00f6rnek te\u015fkil eden projeleri hayata ge\u00e7irmeye devam edece\u011fiz.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":" Alternatif Bank\u2019\u0131n 2024 y\u0131l\u0131nda konsolide rakamlara g\u00f6re toplam aktif b\u00fcy\u00fckl\u00fc\u011f\u00fc 88 milyar TL seviyesine ula\u015ft\u0131…<\/p>\n","protected":false},"author":1,"featured_media":42553,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3231],"tags":[],"class_list":["post-42552","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sirketler"],"yoast_head":"\n